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We’ve combined the best of both worlds

Get the joint benefits of open blockchain technology and traditional currency.

Use Case

1.) Traders, investors and cryptocurrency exchange

WISDOM are used in Thailand Over-the-counter trade (OTC Market) more than 1M USD trading volume in 2020 (www.bitcoinworld.exchange)., (www.tradingpool.finance/)., and (www.pooldax.com). It shows that traders and investors in Thailand trust in utility token concept. It allows traders and investors to move fiat in and out of OTC.

2.) The cross-border remittance market

WISDOM presents a use case on cross-border remittance workers in ASEAN countries. One of the biggest remittance market is located in Thailand with huge number of migrant workers from Myanmar. Currently, Myanmar migrant worker have been sending money across international borders through bank or illegal agent. The existing transfer systems suffer from the accessibly of financial system, or the counter-party risk, and inefficient time and exchange rates.

WISDOM cross-border remittance system compose of over 100 Myanmar migrant workers living in Thailand using WISDOM to transfer a total amount of 1 MUSD, thereby providing the feasibility of the system. Transaction and remittance costs as well as the transfer time decrease and ease the access to basic financial services for the users. On average, the users save around 5% in remittance costs and currency-exchange rates when using the WISDOM capital transfer system.

Issuance and sale

The initial tokens issuance will be 2 MUSD equivalents to 2 M WISDOM. The amount can be increased with the same level of increments of the fiat currency.

The token will be served as a digital form of the US Dollars. Users can purchase this token from any regulated digital exchanges or the OTC market. The token then can be exchanged for other coins/ tokens on the exchanges.

Nkrypt (Thailand), will charge from other companies that use the WISDOM in equal US Dollar and charge the service fee at the rates of 0.1% per transaction.

Potential risks

Regulatory risk

  • WISDOM operates under Thailand laws and regulations, and flows strict compliance with any regulations imposed by government authorities
  • The block chain technology, including the issue of tokens and its usage, is operated under the Thailand act and the related regulations.
  • Although the payment token regulations are under revision by the Securities and Exchange Commission (SEC), they are expected to be effective from 2018

Technology

WISDOM is created on the Ethereum network (ERC-20), Binance Smart Chain (BEP-20), Bitkub Chain(BKC) and Tron network (TRC-20) with blockchain technology. A blockchain is best described as a public database that is updated and shared across many computers in a network. "Block" refers to the fact that data and state is stored in sequential batches or "blocks". If you send Ethereum to someone else, the transaction data needs to be added to a block for it to be successful. "Chain" refers to the fact that each block cryptographically references its parent. A block's data cannot be changed without changing all subsequent blocks, which would require the consensus of the entire network. Each new block and the chain as a whole must be agreed upon by every node in the network. This is so everyone has the same data. For this to work, blockchains need a consensus mechanism.

WISDOM Technology Stack

1) Create and destroy digital tokens represented a metadata embedded in the blockchain; In this case, fiat pegged digital tokens, WISDOM.
2) Track and report the circulation of WISDOM via etherscan.io, bscscan.com, bkcscan.com and tronscan.org
3) Enable users to transact and store WISDOM and other assets/tokens in the Ethereum and Tron network.

Money built for the internet

Get the joint benefits of open blockchain technology and traditional currency.

Blockchain Companies

  • Offer your services in a variety of digital currencies.
  • price goods and services in a currency your customers are familiar with.
  • Reduce operating costs and times by bypassing financial institutions.

Exchanges

  • Use WISDOM (US Dollar Wisdom) as an alternative to traditional currency deposit and withdrawal methods.
  • Secure and manage customer assets purely through crypto-processes, including multi-sig.
  • Settle fiat balances between exchanges much easier and in real-time.

Individuals/Traders

  • Seamlessly move currency between exchanges and wallets.
  • Enhance your cross-exchange and currency arbitrage strategy.
  • Be the custodian of your own funds and eliminate exchange custodial risk.

Meet our team

Professional Biography

We, WISDOM token team are a team of professionals from around South East Asia whose have the same mission in creating financial ecosystem that is accessible for everyone. Our vision is to lead the block chain revolution in order to be a part of global crypto space where people can use our tokens to be the medium of exchange and a reserve currency or a store of value. Everyone can trade WISDOM token in their way of choice in the most secured and trusted manner. We have a solid team with a proven track record and rich experience:

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“peer-to-peer finance revolution! Trade cryptocurrency globally. Multiple payment methods. Free bitcoin wallet. And much more right here!”

“The Company current operating status is live and has been operating for 14 months. This Company's principal activity is advertising activities with management consultancy services (general) as the secondary activity.”

As seen in


“WISDOM (US Dollar Wisdom) opens up decentralized, peer-to-peer networks to a variety of commercial uses.”

“WISDOM (US Dollar Wisdom) is the latest and perhaps most high-profile project to attempt to use the blockchain’s functionality as a ledger to move digital tokens that represent real currency.”

“WISDOM (US Dollar Wisdom) seeks to bring the stability and everyday utility of fiat currencies and revitalize them with a cryptocurrency infusion.”

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