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Digital Assets are gaining wide recognitions. Due to prolonged and elevated volatility of the crypto currencies, market participants are demanding a more robust mechanism to account for the value of their digital assets. Utility token are born in this background. Utility token are digital assets designed to mimic the value of fiat currencies. They allow users to cheaply and rapidly transfer value around the globe while maintaining price stability. In this paper, we introduced US Dollar Wisdom Token or WISDOM, utility token representing ASEAN countries.

US Dollar Wisdom Token or WISDOM, a new digital asset that is collateralized one-to-one by US Dollar. WISDOM is owned by Nkrypt Pte, Ltd, issued and managed by Nkrypt (Thailand) Co, Ltd, (Thailand-based fintech startup.) under license agreement between these companies.

WISDOM Token is available and redeemable one-to-one in exchange for US Dollar. WISDOM Token accepts US Dollar deposits and issues WISDOM Token gives users the convenience of keeping their liquidity in digital assets while still maintaining stability. WISDOM is built upon ERC-20 Ethereum, Binance Smart Chain (BEP-20), Bitkub Chain(BKC) and TRC-20 therefore it is secure, efficient, transferred easily without friction, and inherits other desirable characteristics of the Ethereum and Tron Block chain.

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